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June 28, 2024

What Happens When Someone Else Drives Your Car and Gets in an Accident? 

Letting a family member use your car might seem like a simple favor, but what happens when someone else drives your car if they get into an accident while driving your vehicle? Navigating the aftermath of such a situation can be complex and stressful, with legal and insurance ramifications. Immediate Steps After the Accident If […]
May 28, 2024

Factors Contributing to Higher Insurance Premiums for Personal Lines 

Insurance premiums for personal lines play a crucial role in financially protecting our assets and well-being. Whether it’s auto, home, health or life insurance, understanding the factors influencing premium costs is essential. What Factors Influence Higher Personal Lines Insurance Costs? The following are factors affecting the pricing of personal lines insurance policies: Risk factors—Insurance companies […]
October 3, 2023

Why You Should Work With an Independent Insurance Agency

Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]